Did Google issue a payment to you but it didn't receive in your bank? Read this article to learn how to track your AdSense wire transfer payment and how to report it to Google and your bank.
Google upgraded most of the AdSense publishers from India to its new wire transfer payment method. The wire transfer is an easy and smooth process for most publishers and it saves a trip to the bank to cash the cheque. In addition, there is no need to wait for the bank to send your cheque for collection and give you the cash.
However, not all is well with the wire transfer method. I frequently get a lot of pings from social media complaining about missing payments. In case of cheques, there were more complaints about the missing cheques but those was easier to trace since it was delivered by courier and you could get tracking information from the courier company.
Believe me, many people who complained that the wire transfer didn't reach their bank account actually didn't have a payment issued by Google. They just assumed a payment was sent to their bank and were looking at the bank account everyday to see the payment. When I logged in to many such AdSense accounts to help them troubleshoot the issue, I figured out some of them hadn't even reached the minimum payout, some others hadn't set up the wire transfer payment method and many others had wrong bank details provided.
So, let's get started with the solutions to this problem.
I know most of my readers are smart and some of these troubleshooting ideas will sound silly to them. But since not all my readers are experienced in this, let me start with the basic troubleshooting tips:
1. Login to your AdSense account and check if you have added a wire transfer payment method. If you haven't done already, follow these steps to setup wire transfer for your account.
4. Check your payment history. Did Google really issue you a payment already between 21st and 25th of the month? If not, check what is your current balance and compare it with the payment threshold you set. Also, check if you have any payment self hold. Google will issue you a payment only if you do not have a self hold and your balance has exceeded the payment threshold you set. The minimum amount you can set is US$100.
6. After 5 working days, if the payment is still not reflected in your bank, approach your bank and discuss about the expected wire transfer to your account. It involves some manual process to receive the payment by the bank. In most cases, the foreign remittance is handled in a centralized location and not in your local bank. For the first time remittance, most banks will do a preliminary enquiry about the account holder and the nature of the payment. Sometimes, they will simply put the payment on hold until they get some details from the account holder. Your branch manager may be unaware of this hold. So, discuss with your branch manager in detail and ask him to check with their foreign remittance department regarding any payments on hold for you.
Google upgraded most of the AdSense publishers from India to its new wire transfer payment method. The wire transfer is an easy and smooth process for most publishers and it saves a trip to the bank to cash the cheque. In addition, there is no need to wait for the bank to send your cheque for collection and give you the cash.
However, not all is well with the wire transfer method. I frequently get a lot of pings from social media complaining about missing payments. In case of cheques, there were more complaints about the missing cheques but those was easier to trace since it was delivered by courier and you could get tracking information from the courier company.
How to trace AdSense wire transfer payments?
Believe me, many people who complained that the wire transfer didn't reach their bank account actually didn't have a payment issued by Google. They just assumed a payment was sent to their bank and were looking at the bank account everyday to see the payment. When I logged in to many such AdSense accounts to help them troubleshoot the issue, I figured out some of them hadn't even reached the minimum payout, some others hadn't set up the wire transfer payment method and many others had wrong bank details provided.
So, let's get started with the solutions to this problem.
Checklist to troubleshoot missing AdSense wire transfer
I know most of my readers are smart and some of these troubleshooting ideas will sound silly to them. But since not all my readers are experienced in this, let me start with the basic troubleshooting tips:
1. Login to your AdSense account and check if you have added a wire transfer payment method. If you haven't done already, follow these steps to setup wire transfer for your account.
2. If you have already setup bank details, then check if you have given correct bank details. Some people would have multiple bank accounts and they may be looking at the wrong bank for the payments. Unfortunately, once you add a payment method, you cannot review or edit the bank details. All you can see is the last 4 digits of your bank account. Make sure you are looking at the right bank for the payments.
3. If the last 4 digits of the account number shown in your payment settings page do not match your bank account number, then remove that payment method and add a new payment method with correct details.
4. Check your payment history. Did Google really issue you a payment already between 21st and 25th of the month? If not, check what is your current balance and compare it with the payment threshold you set. Also, check if you have any payment self hold. Google will issue you a payment only if you do not have a self hold and your balance has exceeded the payment threshold you set. The minimum amount you can set is US$100.
5. If your payment history shows a payment was already issued, then look at the correct bank account for payment after 5 working days. In case of some small banks that do not have branches abroad, some intermediary banks are involved in the wire transfer. In such cases, it may take up to 10 working days to get the payment completed.
6. After 5 working days, if the payment is still not reflected in your bank, approach your bank and discuss about the expected wire transfer to your account. It involves some manual process to receive the payment by the bank. In most cases, the foreign remittance is handled in a centralized location and not in your local bank. For the first time remittance, most banks will do a preliminary enquiry about the account holder and the nature of the payment. Sometimes, they will simply put the payment on hold until they get some details from the account holder. Your branch manager may be unaware of this hold. So, discuss with your branch manager in detail and ask him to check with their foreign remittance department regarding any payments on hold for you.
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